Finance

The study of money, currency, and assets. More specifically, it looks at how these financial instruments are managed. It covers areas such as public, private, and corporate finance.

capital asset pricing model

Capital Asset Pricing Model

The Capital Asset Pricing Model (CAPM) is a financial model used to estimate the expected return on an investment based on its systematic risk and the overall market conditions.

bull market

Bull Market

A bull market is a financial market where prices of securities are generally rising, indicating positive investor sentiment and a favorable economic outlook.

capital gains tax

Capital Gains Tax

Capital gains tax is a tax imposed on the profit realized from the sale of a capital asset, such as stocks, real estate, or businesses.

Adjusted gross income

Adjusted Gross Income

Adjusted gross income refers to an individual’s total income from all sources, minus specific deductions and exemptions, and serves as the starting point for calculating taxable income.

current ratio

Current Ratio

The current ratio is a financial metric that measures a company’s ability to meet its short-term liabilities with its short-term assets.

due diligence

Due Diligence

Due diligence is a comprehensive investigation and analysis process conducted to assess risks, verify information, and evaluate the viability and potential value of a transaction or decision.

earnest money

Earnest Money

Table of Contents What is Earnest Money? Purpose of Earnest Money How Much Earnest Money is Required? Is Earnest Money Refundable? The Earnest Money Deposit Process What Happens to Earnest Money at Closing? Potential Risks and Protections in Earnest Money Examples of Earnest Money Transactions FAQs Earnest Money: Definition, Purpose & Examples Written by Paul

FICO score

Fico Score

A FICO score is a numerical representation of an individual’s creditworthiness, calculated based on factors such as payment history, credit utilization, and length of credit history.